For the first time home buyer, purchasing a home can be both an exciting and daunting prospect. With the appeal of owning a home comes the process of looking into mortgages for the first-time buyer. It is likely that the first-time buyer has less experience or knowledge of the mortgage market than some along with a requirement for assistance with first time buyer deposits. For some, the ‘bank of mum and dad’ can lend the required finances for their children to get onto the pr